Ditch the Grind, Embrace the Grand Adventure
Retirement shouldn’t be a rocking chair on a porch, it should be a springboard into a grand adventure! At Alexandria Capital, we understand the itch to trade the daily grind for something more. Our approach goes beyond stockpiling cash; it’s about empowering you to design a retirement that’s as exciting as you are.
Pre-retirement Planning
Building a Solid Foundation
Before you clock out for good, let’s dream together. What does your ideal retirement look like? Traveling the world? Pursuing a passion project? Spending more time with loved ones? We’ll partner with you to map out your vision and translate it into a tangible plan.
Financial Wellness Check-Up:
We’ll conduct a thorough analysis of your current financial standing to help ensure a smooth transition into retirement.
Balancing the Books:
Understanding your income streams and expenses is crucial. We’ll help you create a budget that fosters a financially secure future.
Investment Tailoring:
Your retirement planning goals bear your aspirations and so should your investment strategy. We’ll develop a custom plan aligned with your time horizon, risk tolerance, values, and goals.
Securing Your Legacy:
We’ll guide you through estate and healthcare planning, ensuring your loved ones are protected and your wishes are met.
Pre-Retirement Checklists
Getting Organized for Success
Whether you’re a decade away from retirement or just starting to think about it, getting organized is key. Our pre-retirement checklist is a valuable tool to help you:
- Minimize debt to free up more income for your golden years.
- Estimate your guaranteed income streams, including Social Security and pension benefits.
- Identify your essential monthly expenses in retirement, including housing, utilities, healthcare, and more.
- Craft a budget that balances your essential expenses with your desired lifestyle.
- Evaluate your retirement savings and investment allocation to ensure they’re on track to meet your long-term goals.
- Explore “catch-up” contribution options for IRAs and 401(k)s to maximize your retirement savings.
- Review your healthcare options and consider long-term care and disability insurance to help you protect your financial security.
Craft a Budget for Freedom
Enjoy your golden years without financial worries. We’ll help you create a budget that allows you to live the life you’ve earned.
Investment Vigilance
We’ll monitor your investments and adjust strategies as your needs and market conditions evolve.
Adapting to Change
Life throws curveballs. We’ll be your partner in navigating unexpected events and adjusting your plan accordingly.
Post-Retirement Checklists
Living Your Best Life
Retirement is your time to relax, pursue your passions, and create lasting memories. Our post-retirement checklist will help you:
- Develop a sustainable budget that prioritizes essential expenses while leaving room for discretionary spending.
- Manage your discretionary spending to avoid outliving your retirement savings.
- Implement strategies to manage risk and volatility in your investment portfolio.
- Monitor your investment performance regularly to help ensure it aligns with your goals.
- Establish a sustainable withdrawal rate to help ensure your retirement savings last throughout your golden years.
- Proactively plan for unexpected events that could impact your withdrawal rate.
SARASOTA
9040 Town Center Parkway
Lakewood Ranch, Florida 34202
(941) 445-8800
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